Astute Investment Planning provides independent investment advice
to clients of professional firms.

We specialise in providing advice in the following areas:

  • Nursing Home Fee Planning
  • Estate Planning, utilising Nil Rate Band Discretionary Will Trusts, Loan Trusts and Discounted Gift Trusts
  • Investment Portfolio Planning for tax efficient income, capital growth or a combination of the two
  • Advising Trustees of all types of Trusts including Personal Injury Trusts
  • Advising Attorneys including matters which are under the jurisdiction of the Court of Protection
  • Lifetime mortgages and long term care insurance

We are members of SIFA (Solicitors Independent Financial Advice) which is an organisation recognised by the Law Society and the Financial Services Authority. We have also joined the SIFA Professional Initiative which assists solicitors who are seeking to enhance their client proposition by utilising financial services

As a member of SIFA we have demonstrated that:

  • We are totally independent
  • We offer the facility for clients to pay for the advice by fees
  • We possess advanced technical qualifications
  • We have previous and current experience of working with solicitors

Astute Investment Planning is listed on the SIFA Directory of Professional Financial Advisers www.sifa-directory.info which has been endorsed by the Law Society and is accessible via the Member Services section of the Law Society website.

At the outset of the client relationship we will:

For Individuals

  • Establish their personal and financial circumstances
  • Establish their financial objectives
  • Ascertain the level of investment risk they feel comfortable with

For Trustees

  • Establish the aims and objectives
  • Establish whether there are any special preferences and constraints
  • Establish the risk profile and time horizon
  • Ensure that the Trustees meet the investment management and related aspects of the Trustee Act 2000. This includes the construction of the Trustee Statement of Investment Policy which is a legal requirement

Individuals and Trustees will receive a personalised report which details the specific recommendations based on the agreed objectives.

Following the implementation of the recommendations a regular review strategy will be agreed and established.

Investment Philosophy

It is now no longer possible to achieve an effective investment strategy by investing in equities and bonds alone. Investment diversification has taken on a new dimension and a balanced portfolio will contain a wide range of asset classes which are as loosely correlated as possible.

Broadly speaking there are two contrasting styles of fund management. There are those that advocate the passive approach which is where the investment is designed to track the markets and there are those that in contrast, have an opinion that active management is superior as this style aims to outperform the index. We believe that both of these techniques can be utilised together to maximise the differing management strategies.

After ascertaining our clients' financial objectives and appetite for investment risk we will construct an appropriate investment portfolio which will satisfy these requirements. We increase investment diversification and hence reduce risk, by using multi-asset multi- manager funds as the core holding around which individual funds can be utilised where practical.

The portfolio will retain a high degree of flexibility so that any alterations can be made as the clients circumstances dictate.

Regular reviews will be conducted to ensure that the portfolio continues to meet with the client’s agreed financial objectives and aims.

Why Use Us?

At Astute Investment Planning we recognise that professional firms now increasingly want to ensure that their clients receive high quality advice which will reflect well on themselves. We help firms achieve this by providing bespoke professional investment advice to their clients. Our annual review procedures ensure that we maintain regular contact with our clients and this in turn ensures that we are well placed to co-ordinate their legal and financial affairs.

Our advice is totally independent, impartial and tailored to suit the personal needs of our clients.

We are directly registered with the Financial Services Authority.

We are not tied to any bank/building society/life assurance company and we are not part of a network.

At all stages of the client relationship we will provide copies of relevant correspondence to the referring firm and we actively encourage that the client contacts the referring firm to discuss any changes in their personal circumstances.

We enjoy long standing relationships with professional firms and our clients and we are happy to supply testimonials if required

Contact Us

You can contact us in the following ways:

By accessing our details via the Member Services section of the Law Society website:

www.lawsociety.org.uk/productsandservices/benefits/sifa/sifa.page

By the SIFA Directory of Professional Advisers:

www.sifa-directory.info

By email

robbharris@astuteinvestmentplanning.co.uk

By post:

Astute Investment Planning
15 Weavers Ring
Angmering
West Sussex,
BN16 4AJ

By telephone

01903 771129

Proprietor – Robb Harris

Disclaimer

The information contained in this website is for general information purposes only. The information is provided by Astute Investment Planning and whilst we endeavour to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of or in connection with the use of this website.

Through this website you may be able to link to other websites which are not under the control of Astute Investment Planning. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website up and running smoothly. However, Astute Investment Planning takes no responsibility for and will not be liable for the website being temporarily unavailable due to technical issues beyond our control.

Terms and Conditions of website usage

Welcome to our website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Astute Investment Planning’s relationship with you in relation to this website.

The term Astute Investment Planning or “us” or “we” refers to the owner of the website whose address is 15 Weavers Ring, Angmering, West Sussex, BN16 4AJ. The term “you” refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  • Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
  • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
  • All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
  • Unauthorised use of this website may give to a claim for damages and/or be a criminal offence.
  • From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
  • You may not create a link to this website from another website or document without Astute Investment Planning’s prior written consent.
  • Your use of this website and any dispute arising out of such use of the website is subject to the laws of England and Wales.

Privacy Policy

This privacy policy sets out how Astute Investment Planning uses and protects any information that you give Astute Investment Planning when you use this website.

Astute Investment Planning is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.

Astute Investment Planning may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from April 2010.

What we collect

We may collect the following information:

  • name and job title
  • contact information including email address
  • demographic information such as post code, preferences and interests
  • other information relevant to customer surveys and/or offers

What we do with the information we gather

We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:

  • Internal record keeping.
  • We may use the information to improve our products and services.
  • We may periodically send promotional email about new products, special offers or other information which we think you may find interesting using the email address which you have provided.
  • From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail.
  • We may use the information to customise the website according to your interests.

Security

We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

How we use cookies

A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

We use traffic log cookies to identify which pages are being used. This helps us analyse data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.

Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

Links to other websites

Our website may contain links to enable you to visit other websites of interest easily. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

Controlling your personal information

You may choose to restrict the collection or use of your personal information in the following ways:

  • whenever you are asked to fill in a form on the website, look for the box that you can click to indicate that you do not want the information to be used by anybody for direct marketing purposes
  • if you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us at robbharris@astuteinvestmentplanning.co.uk.

We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen.

You may request details of personal information which we hold about you under the Data Protection Act 1998. A small fee will be payable. If you would like a copy of the information held on you please write to Astute Investment Planning, 15 Weavers Ring, Angmering, West Sussex, BN16 4AJ.

If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.